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Michael Wilkey, the department’s director of life, accident and health insurance, told CNBC that new guidance from lawmakers or the White House could cause the deadlines to be pushed back further, if necessary. “We are watching what unfolds in Washington like everybody else is,” Wilkey said. “Carriers need to have as much information as possible to see what the market will look like in 2018.” Senior GOP aides are optimistic that Congress, upon returning from recess, can revive the health-care debate after it works to avert an April 28 government shutdown deadline. But if an agreement on a new law doesn’t emerge, the White House must decide whether to continue paying out some $7 billion in subsidies to insurers, an issue that is currently being litigated, with a court-ordered deadline of May 22 for the Trump administration to weigh in. The Colorado Division of Insurance hasn’t settled on a firm date yet but is allowing insurers until “mid-June” to submit rates from a previous May 15 deadline. “In our discussions with the health insurance carriers, they’ve asked for more time in developing their plans and rates,” said Vincent Plymell, a spokesman for the division. “It is due to the uncertainty in the [subsidy] payments, and uncertainty in general about what will happen.” Some states are holding firm on deadlines that fall before that date. California, Connecticut, Maryland and Oregon have May 1 deadlines for rate submissions, and New York plans to keep its May 15 deadline, a spokesperson for the Department of Financial Services said. Beth Fritchen, a partner at consultancy Oliver Wyman, said insurers who submit plans based on the status quo can decide at a later date to withdraw, depending on whether Washington takes actions to stabilize the exchanges. “They’re preparing to be in the market, but that could change,” said Fritchen, whose firm conducts an annual study on ACA participation. Nearly all carriers participating in the health-care exchanges plan to remain on them, according to the study.
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